Disclaimer

These disclaimers apply to Chris Mattingly (“Personalized Merchant Services LLC”), the owner and operator of the following business website: chris-mattingly.com.

The Website(s) and all of the content and information found on the Website(s) (“Website Materials”) provided by Chris Mattingly (“Personalized Merchant Services LLC”) (“We”) are provided “as is” and without warranties of any kind either express or implied.

AS AN EXPRESS CONDITION TO USING THIS WEBSITE, YOU MUST AGREE TO THE FOLLOWING TERMS. IF YOU DISAGREE WITH ANY OF THESE TERMS, DO NOT USE OUR WEBSITE(S)/SERVICE(S). YOUR USE OF THE WEBSITE(S), AND ANY PARTICIPATION IN ACTIVITIES MENTIONED ON THE WEBSITE(S), MEAN THAT YOU ARE AGREEING TO BE LEGALLY BOUND BY THESE TERMS.

Please see our Terms of Use and Privacy Policy placed on our site for additional terms that apply to you.

1. No Substitute for Professional Advice. Chris Mattingly (“Personalized Merchant Services LLC”) is not an educational institution, university or other accredited entity. Members of Chris Mattingly (“Personalized Merchant Services LLC”) do not earn credit of any kind nor is any degree given upon completion. Personalized Merchant Services LLC does not provide any guarantee regarding the amount of money its members could or will make, nor any guarantee regarding ability to get or create jobs upon completion of any programs.

2. Although we make every effort to accurately represent the services and/or products presented on this website, we make no assurance, representation or promise regarding future earnings or income, or that you will make any specific amount of money, or any money at all, or that you will not lose money.

3. Earnings or income statements, or examples of earnings or income, represent estimates of what you may earn; however, there is no promise or guarantee that you may experience the same level of earnings or income.

4. There is no assurance that any prior success or past results regarding earnings or income may be an indication of your future success or results.

5. Operating a business on the Internet involves unknown risks. You should make decisions based on information provided through services and/or products presented on this website with the understanding that an Internet business may not be suitable for you, and that you could experience significant losses or fail to generate any earnings or income at all.

6. You should undertake your own due diligence regarding your evaluation of any services and/or products presented on this website, and this includes relying on qualified professional advisors to assist you with your evaluation.

7. For the foregoing reasons, you agree that we are not responsible for any decision you may make regarding any information presented on this website or any of the services and/or products presented on this website.

Business Opportunity

"Personalized Merchant Services LLC" and associated free training are NOT considered an income or business opportunity according to the Business Opportunity Rule § 437.1m; “that advertising and general advice about business development and training shall not be considered as ‘providing locations, outlets, accounts, or customers.’”. In good faith, Personalized Merchant Services LLC is providing a One-Page Disclosure Document for purposes of consumer transparency.

Multi-level Marketing

This business is NOT advertising a multi-level marketing or network marketing firm, as it does not fit the Koscot test under FTC law. Any individual, without any payment by participants, can become a part of the referral program by creating an account online here. Case reference: Koscot Interplanetary, Inc., 86 F.T.C. 1106, 1181 (1975).

Franchise

This business is NOT a franchise, as it fails the Beale’s Franchise Rule Test (Page 50, Franchise Definition) by neither: (1) permitting use of trademarks, (2) imposing significant control, or providing significant assistance to the business, (3) charging a required payment.

Earning Claim Statement

Personalized Merchant Services LLC is a company dedicated to helping people achieve their self-education, and self-employment goals. We provide quality online training programs to people who seek freedom of time, and freedom of location.

Income Disclaimer

This website and the items it distributes contain business strategies, marketing methods and other business advice that, regardless of the company's or the presenter's own results and experience, may not produce the same results (or any results) for you. Personalized Merchant Services LLC makes absolutely no guarantee, expressed or implied, that by following the advice or content available from this web site or training material, that you will make any money or improve current profits, as there are several factors and variables that come into play regarding any given business. Primarily, results will depend on the nature of the product or business model, the conditions of the marketplace, the experience of the individual, and situations and elements that are beyond your control. As with any business endeavor, you assume all risk related to investment and money based on your own discretion and at your own potential expense.

Liability Disclaimer

By reading this website or the documents it offers, you assume all risks associated with using the advice given, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. You further agree that our company cannot be held responsible in any way for the success or failure of your business as a result of the information provided by our company. It is your responsibility to conduct your own due diligence regarding the safe and successful operation of your business if you intend to apply any of our information in any way to your business operations. In summary, you understand that we make absolutely no guarantees regarding income as a result of applying this information, as well as the fact that you are solely responsible for the results of any action taken on your part as a result of any given information. In addition, for all intents and purposes you agree that our content is to be considered "for entertainment purposes only". Always seek the advice of a professional when making financial, tax or business decisions.

Contact Us

If you have any questions regarding our Terms & Conditions, please contact Personalized Merchant Services LLC, the owner and operator of this website business at [email protected]